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The principle laws that we use to help our clients can be found in the Fair Credit Reporting Act (FCRA). The full text can be found on the Federal Trade Commission's website: www.ftc.gov. Additionally you can download the full text as a pdf from here: http://www.ftc.gov/os/statutes/031224fcra.pdf.
You can obtain a free credit report once a year from www.annualcreditreport.com. However, these free credit reports do not show you your credit scores.
The FACTA is the law that allows you to order a free credit report once a year through annualcreditreport.com. The full text can be found on the FTC's website. A good summary of the law can be found here: http://en.wikipedia.org/wiki/Fair_and_Accurate_Credit_Transactions_Act