Consumer Resources

The FCRA

The principle laws that we use to help our clients can be found in the Fair Credit Reporting Act (FCRA). The full text can be found on the Federal Trade Commission's website: www.ftc.gov. Additionally you can download the full text as a pdf from here: http://www.ftc.gov/os/statutes/031224fcra.pdf.

Free Credit Reports

You can obtain a free credit report once a year from www.annualcreditreport.com. However, these free credit reports do not show you your credit scores.

A tri-merge credit report with scores can be obtained from us
Our report is roughly 50% off the cost of others
Just call member services at 877-720-7587

Fair and Accurate Credit Transactions Act (FACTA)

The FACTA is the law that allows you to order a free credit report once a year through annualcreditreport.com. The full text can be found on the FTC's website. A good summary of the law can be found here: http://en.wikipedia.org/wiki/Fair_and_Accurate_Credit_Transactions_Act